THOUGHTFUL PLANNING. PERSONAL GUIDANCE.
Oakline Financial Planning helps individuals, families, and business owners bring their financial lives into focus with patient, independent advice.
Serving Mesa Valley and surrounding communities since 2004
Our work begins with conversation. We take time to understand your responsibilities, your hopes for the future, and the questions that may be keeping you up at night. Then we help organize the pieces into a practical plan — one that can adjust as your life, family, and priorities change.
We help you evaluate when you may be ready to retire, coordinate income sources, understand Social Security and pension choices, plan for taxes, and prepare for healthcare costs and other long-term needs.
Explore retirement planning →Your investments should reflect your goals, time horizon, liquidity needs, comfort with risk, and overall financial circumstances. We develop and review diversified strategies without promising outcomes or chasing trends.
Learn about our investment approach →We help families compare education savings options, set realistic funding priorities, and balance college planning with retirement and other important goals.
Explore education planning →For closely held business owners, personal and business finances are often connected. We provide planning around retirement plans, succession considerations, cash flow, risk management, and coordination with your attorney and tax professional.
Review business-owner services →Clients work directly with the people responsible for their advice. Our size allows us to know the families and businesses we serve.
Tom founded Oakline in 2004 after more than a decade with regional financial institutions. He works primarily with individuals approaching retirement and families navigating complex transitions. Tom earned his B.S. in finance from Arizona State University and holds the CERTIFIED FINANCIAL PLANNER™ certification.
Outside the office, Tom volunteers with the Mesa Valley Food Cooperative and enjoys woodworking.Melissa joined Oakline in 2012 and became a principal in 2021. She advises professionals, multigenerational families, and business owners on retirement, investments, education, and charitable planning. She holds an economics degree from Northern Arizona University.
Melissa serves on the board of a local arts education nonprofit and spends weekends on the trail with her family.A useful financial plan is not a binder placed on a shelf. It is an ongoing framework for making decisions and measuring progress.
A brief meeting to discuss what brought you to Oakline, the people and decisions involved, and whether our services appear to be a good fit.
We gather relevant financial information, clarify priorities, and identify the questions your plan should address.
We evaluate alternatives, explain tradeoffs, and present clear recommendations in a language you can understand.
We coordinate agreed-upon steps and meet regularly to review progress, new information, and changing circumstances.
Most clients are individuals and couples planning for or living in retirement, established professionals, multigenerational families, and owners of closely held businesses. Our initial conversation helps determine whether our experience and services match your needs.
When providing investment advisory services, Oakline Financial Planning is required to act in the best interest of its advisory clients and to disclose material conflicts of interest.
Oakline offers planning and investment advisory services for fees described in our written agreements and regulatory disclosure documents. The amount and structure depend on the scope of the engagement and are reviewed before you decide to proceed.
No. We do not provide legal or tax-preparation services. With your permission, we can coordinate planning considerations with your attorney, accountant, or other professional advisors.
Our ongoing advisory relationships are generally designed for households with $750,000 or more in investable assets. Standalone planning engagements may be available depending on scope and capacity.
You do not need to organize every document before our first conversation. A recent account statement, a list of major questions, and a general picture of your household finances are often enough to begin.
Tell us what prompted you to reach out. A member of our office will contact you within one business day to arrange an introductory conversation.
Monday–Friday
8:30 AM–5:00 PM
Meetings by appointment
Oakline Financial Planning, LLC is a fictional registered investment adviser created for demonstration purposes. Registration as an investment adviser does not imply a particular level of skill or training. Advisory services are provided only pursuant to a written agreement and after delivery of applicable disclosure documents.
This website is for general informational purposes only and should not be construed as personalized investment, tax, or legal advice, an offer to buy or sell any security, or a guarantee of future results. Investing involves risk, including possible loss of principal. Past performance is not indicative of future results. Information presented may change without notice.
Third-party names and professional designations are shown for illustrative purposes within this fictional website. Consult qualified legal and tax professionals regarding your individual circumstances.